Fast growth
Easy Investment

Start earning from 8% interest
on any investment just right now!
€ 10,000
No Risk
€ 1,000
€ 100,000
12 months
Term of Investment
1 month
24 months
€ 10,800
Could be your return!

Amount loaned with us
Number of registered users
Investors have earned

How it works

  • Originator evaluates each borrower and decide whether he is ready to give him money.
  • We suggest you to invest only loans in which the Originator has taken a positive decision and that have already been issued by its own money.
  • You can invest in loans, repayment of which is guaranteed by the Originator. In case the borrower defaults on such loans to 60 days from the date on which the loan is to be repaid, you get the body of the loan + all the accrued interest for the entire period, including 60 days from the date of default.
  • You can invest the loan with a higher rate of return, but at the same time you pass the risk of default on the loan. To minimize your risk, we place your investment in a number of different loans, thereby reducing the probability of default to determine statistical significance.
  • Your portfolio of loans will work all the time, until you decide to stop it. Since then, the loan will be repaid only. You can specify the maximum term of loans in the portfolio during its creation.
You can withdraw money to your bank account at any time

Why Invest?

Why Us?

  • Easy to diversify

    You will find a wide breadth of loans to invest in on the Mintos marketplace. Diversify across loan types, loan originators, and different geographies. Reduce the impact of any single loan loss, and earn great returns
  • Full Control

    You can invest automatically using our Auto Invest tool or choose loans one by one. As you receive principal and interest payments from borrowers each month, the funds become available for you to reinvest or withdraw to your bank account.
  • Hassle-Free Investing

    in hundreds — or even thousands — of loans and building a well-diversified portfolio has never been easier. Set up Auto Invest according to your chosen investment strategy and let it automatically invest in corresponding loans.
  • Every loan is pre-funded

    Every loan on marketplace is pre-funded by its respective loan originator, which also keeps a certain percentage of the loan on its balance sheet. As a result, the incentives of loan originators and investors are aligned.
  • No Fees

    There are no fees for investing in the primary or secondary markets. A small collection and recovery fee is deducted from the cash flows of delinquent loans.

Customer Reviews


We’re welcome investors from all over the World

People on every continent are choosing Orange Sky.
We are moving over £500 million every month globally